Crest Hill Capital as your Funding Partner for Small Business Organizations

If you’re an entrepreneur running a small or mid-sized business organization, you would have probably thought about ways to expand and develop your business. These plans could be simple or quite ambitious. Regardless, you will need some surplus working capital to get down to it and put these plans in motion. At this juncture, solutions from companies such as Crest Hill Capital can come in handy.  Read the article below to see how they can help your business.

Why go with Crest Hill Funding Solutions?

For a small business, obtaining the required funding from institutions such as banks and other money lenders is not an easy task. On the other hand, Crest Hill Capital, with their merchant cash advance, solutions are able to provide cash through a quick and simple process to meet your business needs. Their solutions are flexible in terms of repayment and can be considered a good deal for your small business development activities. The funds can back you up and help you get your plans off the ground as soon as you are ready to do so.

Obstacles to Getting Funds from Traditional Sources

Small business such as yours may have many needs besides expansion where a substantial amount of funds may be required immediately.  This could be to manage the daily operational costs, meet payroll commitments or invest in additional stock for your business. Banks take into account a lot of factors before they can provide a positive outcome for an application. Eligibility is decided on businesses having a good credit score, the collateral provided by the applicant, and the past history of the business. They prefer not to provide funding solutions for businesses they deem as high-risk for their bank. Hence, many small and medium sized businesses may fall into this category and get rejected. To add to it, the entire process with banks takes a longer duration. This is why many businesses prefer to get a merchant cash advance from Crest Hill Capital to fix their immediate financial need.

Evaluating Multiple Funding Partners

When choosing a funding partner, it is important to evaluate your available options and make an informed decision. There are a couple of factors you can consider to help you decide on the best option. First and foremost, compare the companies in terms of the level of customer service they provide.  Further, look for reliability, flexibility, and companies that offer the quickest turnaround time for applications. Crest Hill is quite popular, with a good rating. You will not find any Crest Hill Capital complaints online, the reason being that the company has been consistent in providing high quality service and solutions with competitive market pricing. 

Once you have done your research and are confident that there are no Crest Hill Capital complaints, you can confidently go ahead and apply for a merchant cash advance from them. Partner with Crest Hill Capital and watch your ambitious business plans take shape and become a reality!

Overcoming Common Problems of Small Businesses

Armed with a great business plan that is designed to succeed, and initial funding to start up, most entrepreneurs begin to see visions of their small companies growing to become huge corporations. However, as they go about establishing their business, they are faced with numerous problems that threaten to derail their plans. Chief among them are financial problems that are commonly faced by all business owners. As a small business owner, it is crucial to be aware of these pitfalls and prepare for them in advance. Crest hill Capital LLC offers financial solutions for small business owners to help them overcome these financial challenges.

Inadequate Planning

Failure to plan for unexpected business delays, supply chain problems leading to less inventory, etc. is quite often the reason why many small businesses end up failing. These delays can exhaust your initial funds and without an adequate back-up, it would mean the end of your business. Your business plan must consider and provide for all contingencies. It is advisable that you consult with an expert financial advisor who can help guide you through the process of establishing a viable business.

Cost Overruns

Unexpected expenses are part and parcel of every business and it is important to account for such expenses. Even a relatively small unaccounted expense can turn out to be costly in the initial stages of a business. These can include higher cost of technology or equipment due to inflation, hidden charges, higher labor costs due to delays, etc.

Shortage of Funds

The initial seed funding is most often not enough to take your business to the next level. As a result of no planning, business owners end up stagnating and get stuck in a rut. For a business to grow, it is important to hire quality staff, purchase the best equipment, etc. which is quite capital intensive. Crest hill Capital LLC offers merchant cash advances that can help small businesses tide over such financial crises.

Merchant Cash Advance – A Quick Solution

Most challenges faced by a business in its initial stages can be attributed to a lack of working capital. A merchant cash advance is an alternative solution that can meet the growing needs of your business. Companies such as Crest hill Capital LLC offer flexible terms and competitive offers for small businesses in various industries. They evaluate the past and projected revenues of your business and match you to a funder. The funds get transferred to your business account within a week.

A merchant cash advance offers attractive features like no end-use restrictions, no effect on your credit ratings, no find repayment period or amount. Repayment is based on a certain percentage of your monthly revenue. However, it is crucial that you do due diligence and look for Crest hill Capital reviews online before you enter into an agreement with them. They provide financing for small businesses like retail stores, medical stores, liquor stores, nightclubs, trucking companies, etc. which otherwise would find it difficult to qualify for a traditional funding from banks. Take a look at Crest Hill Capital reviews and set your business on the path to growth and success.

Factors to Keep in Mind before Choosing Alternate Financing

When it comes to covering costs for your business through alternate business financing, Crest Hill Capital Limited is your best choice. However, you need to keep certain factors in mind prior to applying for a merchant cash advance. This will ensure that you get the best results from your decision. Take a look at some aspects that you should consider.

What are the Different Options Available?

Whether you require funds to buy new equipment, remodel your store or pay off employee salaries, there are different funding options that you can choose from. For example, you can approach banks, money lenders, or opt for invoice financing, a merchant cash advance, or lines of credit. It is important to know the pros and cons of each option. If you look at Crest Hill Capital reviews, you will understand why hundreds of businesses choose to secure financing through a merchant cash advance. Through this option, you will receive a lump sum amount to pay back through your future receivables. The terms of repayment are fixed in advance and are usually flexible. This kind of financing does not put any extra pressure on your business.  

Where Can You Find the Best Deals?

While there are several lenders in the market, there are only a few that will have your best interests at heart. Crest Hill Capital Limited has helped many businesses find alternate funding sources to meet their urgent financial needs. The application process is entirely free of cost, and normally, approvals will reach you within days. Unlike banks, this company does not believe in a lengthy process and unnecessary documentation. They understand that your business needs funds quickly to meet operational costs; thus, any delay in securing finances can negatively impact your bottom-line. 

How Much Capital Do You Require?

Before applying for a merchant cash advance, take stock of your finances, and identify your exact need. You should not find yourself in a situation where you have requested more capital than you require. If this happens, you can struggle to make repayments. A merchant cash advance is paid back on future credit card transactions, so you should be confident that the business will generate enough sales to pay back the advance. However, with Crest Hill Capital Limited, you don’t have to worry as they have flexible repayment policies that allow you to pay back the amount in a staggered manner. 

Do you have the Necessary Documentation?

Any professional lender in the market will need certain documents before they can approve your application for financing. As a business owner, you may need to show consistent sales over a period of time, financial statements, and other supporting documents. The good news is that you don’t need to have a near-perfect credit score to be eligible for a cash advance. Thus, this form of financing is ideal for young companies that are struggling to get funds from a bank or other financial institutions. 

Still not convinced? Read Crest Hill Capital reviews to see why they continue to be the top choice when it comes to alternate funding solutions. 

What is a Merchant Cash Advance, and how is it useful?

The onslaught of the devastation caused by COVID-19 has left many businesses reeling behind in their sales and profits. This pandemic is comparable to some of history’s worst plagues. Many business houses have had to shut shop, either temporarily or permanently. Whether businesses are operating or not, there are certain fixed expenses that will be incurred at regular intervals, such as wages, rent, utilities, and inventory. In order to stay afloat and to still have the cash flow to meet these expenses, the best and immediate option is to choose a merchant cash advance from Crest Hill Capital Limited.

Merchant Cash Advance Basics

 Business owners who require quick access to cash to fund their immediate requirements can go for finance options provided by banks, which involve long and tedious procedures. Alternatively, they can look for service providers who offer cash advance based on the past performance of the business. A merchant cash advance isn’t technically a loan, but instead, it acts as a sort of an advance payment against future sales. This type of advance is available to businesses that have a steady sales volume and have had consistent revenue in the past with a clear path of proving future sales. Businesses will receive the cash advance directly credited to the business account, and repayment will be made on agreed terms, usually daily or weekly.  Getting a merchant cash advance is a fairly quick process.

Advantages of Merchant Cash Advance

A merchant cash advance provides businesses with the flexibility to use funds as they deem fit. Repayment plans are also flexible. If, for example, the repayment plan is based on the percentage of sales, you don’t have to worry too much when sales volumes are low. This has been clearly demonstrated during the COVID-19 crisis. Businesses with variable or seasonal sales will greatly benefit from this.

Getting a merchant cash advance from Crest Hill Capital Limited is a fairly simple procedure. Once the application is processed, you could receive your cash in as little as a day or two. Your credit history is not as important as your sales history in obtaining the cash advance. A proven track record of sales in the past year will be enough for you to qualify for a cash advance.

A cash advance is unsecured, which means that none of your existing assets is tied up with the cash advance. For small businesses, this will be a welcome perk.

Is This Right for You?

Imagine a scenario where you are yet to receive payment from customers, but you still need to pay staff salaries and rent. Or you have the opportunity to acquire more inventory at a festive discount. Or perhaps you have the opportunity to showcase your product at a worldwide expo. How would you fulfil the financial demands of these valid business requirements? A cash advance from Crest Hill Capital Limited is perhaps the quickest way to infuse some additional capital to keep you ahead of the game.

Cash advances are the best short-term solutions to meet your immediate business requirements when your resources are limited. Considering the efficiency in processing cash advances, business decisions can be made quicker, having a positive impact on the overall functioning of the business. Since the amount paid back is directly proportional to sales, there is lesser of a burden for business owners to pay back when sales are low. When you are in need of an immediate solution for working capital, consider opting for a cash advance. This will ease the burden on your business and will have a positive impact on its entire functioning.

How Cash Advance from a Right Funding Partner can Determine Your Success

What comes to your mind when you hear the word funding?

Quick, secure, helpful, and, perhaps, cash advance. It is pretty heartening to see how cash advance is becoming a major part of our lives. Whenever we need to boost our working capital, clear debts, upgrade inventory, or anything that pushes us forward in the desired direction, we are always in the look for a cash advance.

Such has been the dependency over the years that whenever we need to consult about funding or fetch funds, we don’t think of anyone else but alternative financing institutions. They have, indeed, changed the dynamics of the funding. Much of that credit should go to firms like Cresthill Capital/Mantis Funding. They have been the crusader of the change.

Sometimes, we do think why did this happen? Until 2008, things were pretty fine. Traditional channels were helpful and we had a good source of funding. However, after the Great Recession, they turned things upside down. Credit score and Collaterals became a mandatory part of the approval. The requirements of the SMEs were tossed into the bin. Empathy replaced rigidness. And, small and medium businesses started to go bankrupt.

Things were gloomy and we needed someone to step up. Thankfully, a group of wise men came to restore the balance. They understood that SME owners are also an important component of the economy. Hence, they designed flexible offers with easy repayment schemes. To add a cherry on top, they brought their system into place which measured the creditworthiness with the real factors instead of the superficial ones.

In short, they made things simple for the user. For us, it is now a matter of spending a few hours online or calling their support team at platforms like that of Cresthill Capital Complaints to ensure that they take action on our application immediately. And, if they deemed us to be qualified after their holistic background search, funds are transferred into our accounts within 24 hours! Besides, they don’t put any limitations on the applicant. As an SME owner, you are free to use their funds for your business the way you want it.

However, what we as SME owners really need to ensure is that we keep limited fluctuations in our transactions. Our overall sales should meet the desired number and the business model should reflect transparency and consistency. In case, you feel that due to some reasons you are unable to maintain the consistency in your transactions then don’t worry; they have different factors on which they measure the creditworthiness of an application. These factors include:

●    The revenue stream of your business

●    Expenditure patterns

●     Social media behavior

Going through these factors gives firms like Cresthill Capital/Mantis Funding a broader view of your business needs. Thus, they are able to prepare a customized deal with flexible cost structures.

However, your cash advance will very much depend on the sanctioning firm. For instance, when I needed funds for my retail store, I looked up a lot of reviews on various platforms like Cresthill Capital Complaints. Then, I contacted them to have a proper idea of how they are as a partner and what services they can offer. After talking to 10 different firms, I made my decision to go with a merchant cash advance from Cresthill Capital/Mantis Funding. After a successful run of 5 years and a good partnership of 6 years with this firm, I can assert that they are trustworthy, professional, and the best to work.

Similarly, it is imperative for you to understand that your research will determine the success of your funding. Moreover, you have to escape the plots played by dishonest dealers. They can hamper your growth.

How Can Alt-Financing Help an SME in Developing a Stabilized Income Stream?

A business without ups and down is nothing! Always remember, smooth seas never made skilled soldiers. This is the reason why a small or medium businessman should not fret with any kind of financial obstacle. They should be brave enough to deal with it and find better ways to come out of it.

However, sometimes one is bound to wonder that do all businesses have the luxury to fight their financial crisis? Of course, the big league players know how to do it but what about the small and medium enterprises? How do they handle a financial avalanche? And, who is going to help them? Traditional channels are surely not the ones. If they were anywhere close to doing it then they wouldn’t have set such tough and rigid restrictions.

Hence, the question to this “who” is alt-financing firms like Cresthill Capital/Mantis Funding. They understand the various undeniable day-to-day financial variances a small and medium businessman faces. Besides, their quest for quick cash is something that only they can fulfill.  They go about their unique and ideal way of providing funds to them. These funds come with easy repayment options and act as a crucial supplement of growth in the venture of an SME.

Any businessman starting from a span of three months in the industry can apply for funds and ask an alt-fin firm to partner them in times of crisis. With customized deals and unique terms, these firms work to provide funds within 5-7 days of approval. In case the requirement is very urgent, they can make it a special case and process the funds within 24 hours! Apart from that, they have a 24 X 7 working hotline and customer help system in the form of  Cresthill Capital Complaints.This platform is solely made to resolve and clear any rising issues within the consumers. 

How do I know I am eligible for their Cash Advance?

Before you go any further, you must and should know that they don’t consider the regular high credit score or heavy collateral criteria as a way to provide funds. Hence, anyone suffering from any or both the aspect are eligible to apply for funds.

However, what firms like Cresthill Capital/Mantis Funding really look for is how well are you regulating your income stream. Does it have too many fluctuations? How do they deal with these fluctuations? How exactly you are deriving your income? What is the client base? How do you intend to reinvest the working capital? Aside from this, they also listen to your reasons very carefully and try to figure out the sense in it. If they are satisfied with everything then there is no stopping you from getting approved. 

A Vision to Secure SME’s Future!

Well-settled businesses don’t have to face those insecurities and instabilities that SMEsgo through. With appropriate cash reserves, they encounter every situation with ease and comfort. Besides, their heavy collaterals and good credit score are sufficient to impress the traditional funders.  However, the same is not true for small and medium enterprises. 

To bridge undue advantage and provide a fair chance to SMEs, firms like Cresthill Capital/Mantis Funding provide funds with a flexible repayment system that ensures that the SME owners don’t face the burden of repayment and the liquidity is smooth. This, in turn, works well to safeguard the future of the SME’s by improving their credit score.

Have You Familiarized yourself with these Terms of the Alt-Fin Industry? If not then this is the time!

At times, information on the internet can be very confusing. Especially in the case of financing. There are thousands of experts available with their share of knowledge and training. The fun part here is that everyone on the internet is right. It seems like they are the ones speaking the gospel truth!

However, this confusion tends to increase in the case of alternative financing. Since it’s inception, everyone seems to have the right service for the small and medium enterprise owners who are coming to read about the various aspects of alternative financing. Besides, the internet has also helped these companies to reach a level high with their advertisements of services and offers to vouch for a consumer. With big jargon and a language quoted with marketing ensures that the right information is kept away from the consumers.

Hence, seeing all this makes a consumer ask: Where do they seek clarity? Is there a place where real information is served instead of marketing jargon? What are the basic terms of alternative financing?

To answer this question, here are the basic terms of alternative financing that one needs to understand:

Debt Service Coverage Ratio (DSCR)

One of the most effective and preferred way to evaluate a client. Alternative financing firms like Cresthill Capital reviews applications with the use of the debt service coverage ratio (DSCR). This helps them to measure the creditworthiness of the approaching small or medium enterprise owner.

DSCR or debt service coverage ratio is a businessman’s total annual income divided by his current annual liabilities. If the ratio turns out to be more than 1, the firm believes that the business owner is able to pay the funds back with the agreement’s financial obligations.

Merchant Cash Advance (MCA)

One of the most popular forms of alternative financing. Be it small or medium business, this type of funding is suitable and customizable as per the needs of the owner. In this, the money received is a lump sum amount paid in advance for an exchange of future earning or a percentage of debit or credit card sales.

APR (Annual Percentage Rate)

Another very useful metric for small and medium business owners to compare the various offers mentioned by the alt-financing firm. APR helps a businessman to calculate the cost of the financing offer at the yearly rate. This is followed by almost every financing firm like Cresthill Capital and also, it includes their various fees and cost.

ISO (Independent Sales Organization)

ISO or the independent sales organization is something that a businessman is more likely to encounter if he is seeking alternative financing. By providing liaisoning merchant services, ISO or the independent sales organization tends to work as a third party with small and medium businesses. In a nutshell, they act as a bridge between SMEs who are looking for funds and alternative financing firms who are willing to help them.

There is a lot of factors that are required to provide clear knowledge regarding the alternative financing industry. However, channeling the trust in firms like Cresthill Capital can really help a small or medium enterprise businessman to understand the alt-fin industry and the service that can suit them.

3 SME Ideas that Can Boost Your Profits with the Help of Alternative Funding

This is the time to convert your dreams into reality! When we say that, it means that the time has come to make a shift. Though the situation of the market looks a bit tricky, yet, it is the time to plan and move. Perhaps, during this current lockdown, you can work around small ideas that can make a substantial impact on your new business. Search places online, prepare a budget for things that you will require in the near future and also, look around a few financing options that can help you readily and instantly.

With an uncertain factor ruling this market, this is the best time for you to encash and unleashes your potential as a business owner. Groupon, WhatsApp, Uber, Instagram, Pinterest, Slack, Square, and Cloudera are just a few names of successful businesses that were born out of the Great Recession of 2007. The reason these names have been mentioned is to inspire and make you realize that when the time was tough, they stood and made their way to become successful businesses.

If they can do it, so can you! However, there are times when you might be unsure about how you should go about things and finances in particular. This is where this article will help you. In this, we will talk about businesses that can make a good profit on a small or a medium scale with the help of funding from alt-fin companies.

Here are some helping Cresthill Capital reviews that can provide a glimpse of what kind of business can perform in today’s scenario:

1. Opt for a Restaurant or Cafe

This is the time to cash in on your cooking skills or the love for beautiful looking delicious food. Opting for a restaurant or a cafe is a great way to go about things. No matter what the situation is, foodies will always find a way to increase your sales.

Though the food industry is going to be more competitive, yet, it one can never claim to take away your fair share of chance from this SME idea.  Besides, maintaining food quality will rise in your ROI.

The best thing is that you can work around this with a small amount of investment. In case, you are worried about financing for paying off your payrolls or updating your inventory then  you can opt for alternative financing options like Cresthill Capital that offer merchant cash advance services with flexible repayment options with a quick approval rate.

2. Gyms

Opting to get yourself into the fitness circuit like that of a gym is certainly a bright prospect. Specific training of activities like CrossFit train, yoga, Zumba or pilates is gaining a lot of popularity among the young and elderly people. With the help of equipment financing from alt-fin companies like Cresthill Capital, you can kick-start something that can harvest good returns in the near future.

3. Online Business and Digital Marketing

The future is online! The sooner you realize it, the better it for you to grow your business. With everything online, this is the best time for you to take your online. To be online, you need a good website and a strong digital presence. This comes with the help of digital professionals who are well equipped to deal with the situations arising online. Hence, it is best in your interest to invest some part of your budget in a digital marketing team. Besides, the funds needed to pay them and buy different tools can be taken care of by alternative funding institutions.

So, don’t let anything hold you back! Pick your phone and contact Cresthill Capital to discuss the growth and funding plan of your venture.

How SMEs Can Upscale Their Business With The Help Of Alt-fin Firms

Upscaling your business is a very tricky thing, especially when you are a small or medium scale business owner. The lack of funds can hamper your business and the growth process. And, given today’s scenario, it is pretty hard to access funds easily.

Besides, the situation of the market is not very good. A recession-like situation is imminent and there is no doubt over the fact that banks will be looking to tighten their terms and regulation for SMEs. Also, substantial collaterals and credit scores are going to be the need of the hour for them. In such a scenario, where light seems to fade away, alt-fin firms like Cresthill Capital rise to become a small or medium scale businessman’s ray of hope.

These firms help an SME holder with a sufficient amount of funds and with flexible repayment options, they ensure that the capital flow of these SMEs remains as smooth as possible.

However, when it comes to upscaling, everyone needs a roadmap. Hence, this article guides you on how to plan the growth of your business.

Make a plan and work to execute it
A concrete plan is needed to upscale your business. Collaboration and developing management skills to identify potential customers and partners are an essential part of that plan. Promoting and developing are other factors of growing your business.

Last but not the least, focus to master the potential areas that can help you to set principles to build your business and once you have mastered it, you can design a plan around it.

Once planning is done, you can target to execute the plans. In this way, you can look for the right funding options. Opting for a market survey is also a good idea as it gives you an insight into the current scenario, take an instance of Cresthill Capital. When it comes to alt-funding, Cresthill Capital is the best in the business and has built a strong reputation for offering flexible cash advances of different sizes. The best thing is that they provide funds without asking for your credit scores or collateral.

Besides, they provide funds within 2-3 days of application approval with very few chances of rejection. In case, there is an urgency, they will provide funds in a matter of a few hours of approval. And, the main thing, their procedure is smooth and hassle-free. Hence making it easy for the businessman.

Looking into different services of alt-funding

Looking into different types of alt-funding options is also a part of your planning and execution. Understanding each funding option is very crucial for growing your business.
Nevertheless, here are two funding options that are best for small and medium scale businesses:

1. Merchant cash advance:
   Without a doubt one of the most popular and best types of alt-funding for a businessman. With firms like Cresthill Capital, you can avail of a lump-sum amount that can have a flexible repayment structure on your daily card sales.
2. Equipment financing:
   In this method, you can obtain a 100% advance of the value of the equipment. If you intend to use that equipment for a short-term purpose, you can then opt for equipment leasing.

In case you are confused regarding these funding options, they have provided sections like Cresthill Reviews where you can read about the different types of funding and their benefits.

3 Reasons why it is wise for an SME owner to partner with an alt-lender

This decade has seen the rise of alt-financing firms across the nation. The reason is simple for this rise- they are flexible with their approach. They are superfast with their processing and are emphatic in a way that they listen to the stories and problems of their clients.

In a market that is more concerned to prevent its risk through a conservative approach, firms like Cresthill Capital are working to strengthen the backbone of the county’s economy with their untraditional approach to funding. Due to the fact that they are flexible with their approach and have high application approval rates, these firms are becoming an SME favorite. Besides, they have tightened the channel of transactions, thus, providing funds quickly and efficiently.

Nevertheless, here are a few reasons why coupling with alt-financing firms is a wise decision and a necessary boost for the venture:

Better customized offers with an increased limit of capital
Esteemed alt-financing firms like Cresthill Capital have been into this financing aspect for a while and have been favored by a lot of small and medium cap enterprises in the county. What’s great about these firms is that they have a clear idea about what works best for businessmen and with that knowledge, they have designed a wide range of offers that are custom made for their clients. Be it any kind of financing need, their offers will make sure that a businessman walks out with a smile.

Apart from that, they also have profound pockets to provide a helping hand to their clients. They have been able to do so because of the vast amount of time they spent in this field. What really helps is that due to their experience, it becomes workable for these firms to not just help with attractive and customized offers but also with a substantial amount of money. Their sole aim is to focus on helping the client’s business in whichever way they can.

Understanding the business outlook
At the end of the day, these firms have worked out that helping you is imperative for their company. As per Cresthill Capital reviews, understanding a client’s issue helps these firms to adapt and personalize. They understand what SME owners have to go through to establish their business. By assisting them with funds, they ensure that their clients are able to meet their business goals with the best deal. Further, their repayment system is so smooth that it augurs well with the development of the venture.

Flexible with their approach
Since every applicant comes with a different story, why should the approach be the same? Alt-fin firms like Cresthill Capital review all the applications closely and diligently so that no application gets rejected just because of weak credit scores or lack of collateral. This is what makes them special!

There are be many companies that will not listen and understand the problem but will deal with the applicant in a pragmatic way. However, firms like Cresthill Capital differ in this subject. They respect their clients’ requests, comprehend their issues and then help with personalized offers that help them attain client satisfaction of the highest level.